Paul Taylor is president and chief executive officer of Fitch Group, a leading provider of essential financial information and services to the global financial markets. Mr. Taylor was appointed to this position in April 2012 and is based in London.
Mr. Taylor previously served as President of Fitch Ratings, the group’s largest business and a leading provider of credit ratings, commentary and research. Prior to this appointment in 2010, he spent two years as global head of structured finance ratings, presiding over numerous ratings reforms following the 2007 collapse of the U.S. housing market. Mr. Taylor has held a variety of analytical leadership positions at Fitch Ratings, including global head of sovereign, public finance, corporate, and financial institution ratings. He also headed the agency's operations in Europe, Middle East, and Africa.
2025年,商业银行扩表明显提速,全年总资产同比增长9.0%,监管口径净利润增速修复至2.3%,行业业绩在规模驱动下重回正增长。但进入2026年一季度,净利润同比转负,盈利修复基础仍不稳固,行业仍处于"以量补价"阶段——净息差降至1.40%的低位,资产端收益率能否止跌成为息差企稳的关键。与此同时,房地产与零售贷款资产质量、区域性中小银行风险缓冲都是值得持续关注的结构性议题。
本次研讨会将围绕扩表与盈利、息差走势、资产质量和资本四条主线展开分析,并就大家关心的问题进行交流。
现诚挚地邀请您参与2026年6月11日下午 4:00点举行的“商业银行2025年度及2026年一季度业绩点评”网络研讨会,惠誉博华分析师将与您分享最新的行业观点。
参与者的相关问题将有机会在网络直播期间得到解答,您可以将问题提前发送至 fitchbohuabrm@fitchbohua.com。
惠誉博华信用评级有限公司于2018年7月成立,现已完成中国人民银行营业管理部信用评级机构备案及中国银行间市场交易商协会的注册,在中国开展银行间债券市场金融机构债券、结构化产品信用评级业务。
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