Paul Taylor is president and chief executive officer of Fitch Group, a leading provider of essential financial information and services to the global financial markets. Mr. Taylor was appointed to this position in April 2012 and is based in London.
Mr. Taylor previously served as President of Fitch Ratings, the group’s largest business and a leading provider of credit ratings, commentary and research. Prior to this appointment in 2010, he spent two years as global head of structured finance ratings, presiding over numerous ratings reforms following the 2007 collapse of the U.S. housing market. Mr. Taylor has held a variety of analytical leadership positions at Fitch Ratings, including global head of sovereign, public finance, corporate, and financial institution ratings. He also headed the agency's operations in Europe, Middle East, and Africa.
2026年上半年,商业银行净息差为1.41%,较2025年全年仅下降1个基点,低位企稳迹象明显,存量高息存款到期重定价有望继续缓解负债成本压力。但收入修复尚未转化为普遍的盈利改善,行业净利润同比下降0.6%,风险处置和拨备补充仍对利润形成约束。与此同时,行业资产质量总体平稳,零售及房地产相关贷款风险仍需持续关注,区域银行风险抵补压力有所上升。
本次研讨会将围绕营收回升与盈利分化、零售贷款风险与区域银行拨备压力、资本补充与核心资本约束三个方面展开分析,并就大家关心的问题进行交流。
现诚挚地邀请您参与2026年9月23日下午 4:00点举行的“商业银行2026年半年度业绩点评:息差企稳支撑收入修复,零售贷款风险暴露制约盈利改善”网络研讨会,惠誉博华分析师将与您分享最新的行业观点。
参与者的相关问题将有机会在网络直播期间得到解答,您可以将问题提前发送至 fitchbohuabrm@fitchbohua.com。
惠誉博华信用评级有限公司于2018年7月成立,现已完成中国人民银行营业管理部信用评级机构备案及中国银行间市场交易商协会的注册,在中国开展银行间债券市场金融机构债券、结构化产品信用评级业务。
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