Paul Taylor is president and chief executive officer of Fitch Group, a leading provider of essential financial information and services to the global financial markets. Mr. Taylor was appointed to this position in April 2012 and is based in London.
Mr. Taylor previously served as President of Fitch Ratings, the group’s largest business and a leading provider of credit ratings, commentary and research. Prior to this appointment in 2010, he spent two years as global head of structured finance ratings, presiding over numerous ratings reforms following the 2007 collapse of the U.S. housing market. Mr. Taylor has held a variety of analytical leadership positions at Fitch Ratings, including global head of sovereign, public finance, corporate, and financial institution ratings. He also headed the agency's operations in Europe, Middle East, and Africa.
过去十余年,全球主要经济体银行业不良贷款率总体呈现下行趋势,但修复路径与节奏存在显著分化。美国在次贷危机后通过快速核销和市场出表机制,较早完成资产质量修复;中国则采取稳健策略,不良率维持在低位区间,并通过核销前移与自主清收平衡风险化解;欧洲进程相对缓慢,修复周期较长,成员国间差异明显。这种差异不仅反映了各经济体经济修复速度与监管框架的不同,更体现了不良贷款生成结构和处置路径的内在关联,为理解全球资产质量演变提供了关键视角。
现诚挚地邀请您参与2025年11月25日下午 4:00点举行的“惠誉博华银行业洞察—中外银行业不良资产处置机制比较与趋势”网络研讨会,惠誉博华分析师将与您分享最新的行业观点。
参与者的相关问题将有机会在网络直播期间得到解答,您可以将问题提前发送至 fitchbohuabrm@fitchbohua.com。
惠誉博华信用评级有限公司于2018年7月成立,现已完成中国人民银行营业管理部信用评级机构备案及中国银行间市场交易商协会的注册,在中国开展银行间债券市场金融机构债券、结构化产品信用评级业务。
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