Paul Taylor is president and chief executive officer of Fitch Group, a leading provider of essential financial information and services to the global financial markets. Mr. Taylor was appointed to this position in April 2012 and is based in London.
Mr. Taylor previously served as President of Fitch Ratings, the group’s largest business and a leading provider of credit ratings, commentary and research. Prior to this appointment in 2010, he spent two years as global head of structured finance ratings, presiding over numerous ratings reforms following the 2007 collapse of the U.S. housing market. Mr. Taylor has held a variety of analytical leadership positions at Fitch Ratings, including global head of sovereign, public finance, corporate, and financial institution ratings. He also headed the agency's operations in Europe, Middle East, and Africa.
目前四大行已顺利按期满足第一阶段TLAC要求,各机构2025年一季度“TLAC/RWA”比例均超过20%的最低要求。交通银行入选G-SIB时间相对较晚,该行须于2027年满足第一阶段达标要求,时间上存在较大空间。
整体而言,五家G-SIBs中有部分机构目前总损失吸收能力已能够静态满足下一阶段达标要求,其余机构预计在获得财政部注资之后将静态达标或减少其总损失吸收能力补充压力。另一方面目前距离四大行2028年第二阶段达标日期,及交通银行2027年首阶段达标日期仍存在一定距离,因此不能排除上述情况在未来出现变化。若未来几年风险加权资产增速保持平稳,惠誉博华预计五家中国G-SIBs均能按期满足下一阶段总损失吸收能力要求。
现诚挚地邀请您参与2025年7月4日下午 4:00点举行的“惠誉博华:四大行TLAC 满足第一阶段要求,需持续关注下一阶段达标进度”网络研讨会,惠誉博华分析师将与您分享最新的行业观点。
参与者的相关问题将有机会在网络直播期间得到解答,您可以将问题提前发送至 fitchbohuabrm@fitchbohua.com。
惠誉博华信用评级有限公司于2018年7月成立,现已完成中国人民银行营业管理部信用评级机构备案及中国银行间市场交易商协会的注册,在中国开展银行间债券市场金融机构债券、结构化产品信用评级业务。
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